Des Moines Wage Garnishment Lawyer
Wage garnishment refers to a process by which a creditor can access a certain amount of your funds every month toward your debts. Wage garnishment can leave you with little money in hand, for your expenses after a creditor has gone through your money. Learn how you can file for bankruptcy, and stop wage garnishment immediately. The Des Moines wage garnishment lawwyers at the Weaver Bankruptcy Law Firm have three decades of experience helping clients start all over again by filing for bankruptcy.
What Is Wage Garnishment?
Wage garnishment is a court order that allows your employer to withhold a certain amount of money from your salary every month, in order to pay off creditors. That money is sent to your creditor, and the wages are garnished or scooped out of your salary in this manner. Iowa has some of the strictest wage garnishment laws in the country, and in this state, there’s a limit on the amount that a creditor can garnish from your wages to repay debts. In Iowa, there are only certain cases in which wages can be garnished. Wages can only be garnished for recovery of child support payments, taxes, alimony payments and student loans.
Can Creditors Access My Salary?
Even though, there are limitations on wage garnishment in Iowa, you may find that you have very little money left over once your wages have been garnished to pay your taxes, or unpaid student loans on alimony payments. Even though, your wages cannot be garnished to pay off credit card debt, for instance, there are ways that credit card companies can get around that. So you may not be entirely safe if you owe other types of debt, like credit card debt or medical debt. If your wages are being garnished in this manner, speak to a Des Moines wage garnishment lawyer about your options, and learn whether other types wage garnishment techniques can be used by creditors in your case. Call (000) 000-0000 to speak with a Des Moines wage garnishment lawyer at the Weaver Bankruptcy Law Firm today, and get answers to your questions.